Errol Cramer, FSA, MAAA

Society of Actuaries


Errol Cramer is chief actuary of the Allstate Financial Group. He currently practices in the life insurance industry and his expertise includes financial reporting, regulatory affairs, innovative products, product design, reinsurance and capital planning, as well as, merger and acquisitions (M&A). Cramer is originally from South Africa where he begun work as a pensions actuary before coming to America as a consulting actuary in the Chicago office of what is now Towers Watson. Cramer has 35 years of combined actuarial experience.

Cramer has a career-long involvement with volunteer leadership positions in the life insurance industry and actuarial profession including past positions as SOA board member, SOA VP, secretary & treasurer, chair of SOA Valuation Actuary Symposium, chair of American Academy of Actuaries (AAA) Annuity Reserving Committee and chair of AAA Life Financial Reporting Committee. He has been an active participant in industry efforts regarding principles based reserving and global solvency standards, and was actively involved in original formation of US Risk Based Capital.

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