Steve Linkous

Harford Mutual

CEO & President




Steven D. Linkous is President and CEO of The Harford Mutual Insurance Companies and serves on the Company’s Board of Directors. During his 10-year tenure as President and CEO, significant underwriting profitability has been achieved eight of 10 years, total assets have grown by 61%, and policyholder surplus has grown by 124%.

Steve graduated with honors from the University of Maryland in College Park, Maryland, with a degree in Information Systems Management and a concentration in Finance. Steve began his career at HMIC in 1985 as a Computer Programmer. During his 31-year tenure, he has received numerous leadership promotions, assuming his current position as President and Chief Executive Officer in 2006.

Steve is the current Chair of the National Association of Mutual Insurance Companies (NAMIC) Board of Directors. Steve is also currently serving on the Board of Directors and as a member of the Accounting & Audit Committee for the Maryland Joint Insurance Association (MDJIA) and the District of Columbia Property Insurance Facility (DCPIF). He has served on the Board of Directors of the Pennsylvania Association of Mutual Insurance Companies (PAMIC) as Director and 2011-12 Chairman.

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